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What To Do After A Car Accident?

There are certain steps you may want to take when you get into a car accident to help make sure everyone is safe, follow the law and get the insurance claim process started. According to the Insurance Information Institute (III), if you were in a car accident, whether you were responsible for the accident or …

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What Is Comprehensive Insurance?

Comprehensive insurance is a policy that, if stolen or damaged in an incident that is not an accident, helps pay to replace or fix your car. Usually, comprehensive coverage, also called “other than collision” includes damage from fire, vandalism or falling items (like a tree or hail). Your lender probably wants comprehensive coverage whether you’re …

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What Is Collision Insurance?

Collision insurance is a protection that helps pay to fix or replace your car if another vehicle or object, such as a fence or a tree, is damaged in an accident. If you’re leasing or financing your vehicle, the lender usually needs crash coverage. Collision is an extra coverage on your auto insurance policy if …

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What Is Liability Auto Insurance?

Auto liability insurance is a kind of insurance policy for cars that in most states is mandated by statute. If you cause a car accident, in other words, insurance compensation helps pay for the damages of the other party if you are responsible for the accident. Auto liability coverage comes in two forms: liability coverage …

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Steps To Buy Auto Insurance

Your goal is the same: you want to be properly protected if you get into an accident, but you don’t want to spend more than you have to, whether you are insuring the first vehicle you’ve ever purchased or you haven’t paid attention to your insurance policy in a while. Sadly, many individuals overpay only …

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